.bdy {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 13px; line-height: 19px; text-align: justify}
.hed {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 13px; font-weight: bold; text-transform: uppercase; text-decoration: underline}
.note {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; font-style: italic; font-variant: normal; color: #990000; font-weight: bold}